Refund & Cancellation Policy

Last updated: September 15, 2026

This Refund & Cancellation Policy applies to membership applications and payments made through the GIAFI Membership Portal.

1. Membership Payments

Membership fees are collected for processing and verification of membership applications. Payment does not by itself constitute approval or confirmation of membership. Membership is subject to verification and approval by GIAFI.

2. Cancellation

An applicant may request cancellation of an application before membership approval by contacting GIAFI through the contact details provided on the membership portal.

3. Refunds

If an application is rejected or a refund is otherwise approved by GIAFI, the eligible amount will be refunded to the original payment method used for the transaction.

Approved refunds will normally be initiated within 7 business days. The time taken for the amount to appear in the applicant's account may depend on the applicant's bank or payment service provider.

4. Duplicate or Failed Transactions

If an applicant is charged more than once for the same membership application, the duplicate amount may be refunded after verification.

If a payment appears unsuccessful but the amount has been debited, the transaction will be verified before any further payment is requested or any refund is processed.

5. Contact

For refund or cancellation queries, please contact GIAFI through the contact details provided on the GIAFI Membership Portal.

GIAFI reserves the right to update this policy from time to time. Any updated version will be published on this page.